Sivakumar Chandrasekaran — Insights https://sivakumar.ai/blog Practical articles on AI engineering, banking technology, and building production AI products. en Fri, 10 Apr 2026 02:19:58 GMT <![CDATA[Why 85% of Bank AI Projects Fail — And the 3 Things That Fix It]]> https://sivakumar.ai/blog/why-banks-fail-at-ai https://sivakumar.ai/blog/why-banks-fail-at-ai Wed, 11 Mar 2026 00:00:00 GMT AI Strategy siva@sivakumar.ai (Sivakumar Chandrasekaran) <![CDATA[RAG vs Fine-Tuning in 2026: A Builder's Honest Take]]> https://sivakumar.ai/blog/rag-vs-fine-tuning-2026 https://sivakumar.ai/blog/rag-vs-fine-tuning-2026 Tue, 10 Mar 2026 00:00:00 GMT Technical siva@sivakumar.ai (Sivakumar Chandrasekaran) <![CDATA[The AI Tools I Actually Use to Ship Products (Not the Ones I Demo)]]> https://sivakumar.ai/blog/ai-tools-i-actually-use https://sivakumar.ai/blog/ai-tools-i-actually-use Mon, 09 Mar 2026 00:00:00 GMT Tooling siva@sivakumar.ai (Sivakumar Chandrasekaran) <![CDATA[How I Built 4 AI Products While Working Full-Time at a Bank]]> https://sivakumar.ai/blog/building-ai-with-fulltime-job https://sivakumar.ai/blog/building-ai-with-fulltime-job Sun, 08 Mar 2026 00:00:00 GMT Personal siva@sivakumar.ai (Sivakumar Chandrasekaran) <![CDATA[Claude Code Changed How I Build Software. Here's What I Learned.]]> https://sivakumar.ai/blog/claude-code-changed-how-i-build https://sivakumar.ai/blog/claude-code-changed-how-i-build Sat, 07 Mar 2026 00:00:00 GMT Technical siva@sivakumar.ai (Sivakumar Chandrasekaran)