Abu Dhabi, UAE

I build AI that
banks actually
deploy.

12 years inside Emirates NBD. 8 years building production technology. Deep banking domain knowledge meets hands-on AI engineering.

0

years across tech & banking

Emirates NBDSKC DigitalWeb Dev EraBanking SalesAbu DhabiEmirates NBDSKC DigitalWeb Dev EraBanking SalesAbu Dhabi

0+

client projects delivered

Al FuttaimADNOCEtisalatDUGEMSPremier RadarCoachLeads PortalAl FuttaimADNOCEtisalatDUGEMSPremier RadarCoachLeads Portal

Top 0%

performer at Emirates NBD

GEMS Sapphire AwardCEO RecognitionPriority BankingGEMS Sapphire AwardCEO RecognitionPriority Banking

0

AI products shipped

Premier RadarSKC DigitalLeads PortalCoachPremier RadarSKC DigitalLeads PortalCoach

Scroll to explore

Measured Results

2 min → 45 sec

Lead recommendation time

AI Leads Portal — Emirates NBD expo

70%

Manual data work eliminated

Premier Radar — sales intelligence automation

1,600+

Production source files shipped

Enterprise-grade, not weekend demos

4 verticals

Ready to deploy from one platform

Banking live, insurance / real estate / recruitment staged

The Origin

Two careers.
One unusual advantage.

01

2006 — 2014

Technology & Digital Delivery

B.Tech in Information Technology. 8 years delivering web and digital solutions end-to-end. Built 100+ websites for clients across industries.

Full project lifecycle — from client acquisition and requirements gathering to development, digital marketing, SEO, and post-launch support. I learned to build what clients actually need, not what looks good in a proposal.

Web DevelopmentSEODigital MarketingClient SalesWordPressJoomla

02

2014 — Present

Senior Banker

Joined Emirates NBD — one of the largest banks in the Middle East. 12 years in retail banking and B2B sales. Priority banking, relationship management, wealth advisory.

Earned the GEMS Sapphire Award — top 1% performer across the entire bank. Certificate of Achievement from the Group CEO. I understand what banks need because I've lived it for over a decade.

Retail BankingB2B SalesRelationship MgmtWealth AdvisoryPriority BankingTop 1%

Now

The missing chapter.

Most people have either technical skills or domain expertise. I have both — and 20 years of proof. Now I'm combining 8 years of building technology for clients with 12 years of understanding banking from the inside. The result: AI products and consulting that solve real problems, not theoretical ones.

Sivakumar Chandrasekaran

Meet Sivakumar

A technologist inside banking.
Now building with AI.

I'm not the typical AI consultant who learned about banking from a case study. I've spent 12 years inside Emirates NBD — managing clients, closing deals, understanding the real friction points that technology vendors never see.

Before banking, I spent 8 years delivering 100+ web projects for clients. I have a B.Tech in IT. I understand technology from the ground up.

Now I'm combining both worlds. I build AI products and ML models that solve problems I've personally experienced. That's the difference between a consultant who theorizes and one who builds from lived experience.

Available for projects
|Abu Dhabi, UAE

What I Do

I don't just advise.
I build.

Most AI consultants hand you a strategy deck. I hand you working software. From data science and ML models to full-stack AI applications — deployed, tested, and ready.

01

AI Product Development

Full-stack AI applications built on Next.js, Node.js, Python. LLM integration (Claude, GPT, Gemini), RAG systems, multi-agent orchestration. From prototype to production on GCP.

Next.jsNode.jsPythonLLMRAGGCP

02

Machine Learning & Data Science

Prediction and forecasting models. Feature engineering, model training, evaluation, deployment, and monitoring. I build ML pipelines that go from raw data to business decisions.

Feature EngineeringPredictionForecastingModel DeploymentMonitoring

03

AI Strategy for Banks & Fintechs

I've been inside banking for 12 years. I know which AI use cases actually work versus which ones just look good in a pitch deck. I help you skip the expensive consulting phase and go straight to building.

Use Case IDVendor EvalROI AnalysisImplementationBanking Domain

04

Cloud Deployment & Infrastructure

Google Cloud Platform specialist. Cloud Run, Cloud SQL, Pub/Sub, Secret Manager, Docker containers. I don't just build it — I deploy it, monitor it, and keep it running.

GCPCloud RunDockerPostgreSQLRedisCI/CD

12 Years Inside Banking

Problems I've seen.
Solutions I've built.

Real stories from inside Emirates NBD. Anonymized, but every banker who reads these will recognize them.

The spreadsheet that ran a portfolio

The Problem

A relationship manager managing AED 200M+ in client assets was tracking everything in Excel. Updates took hours. Errors were invisible until clients complained.

The Insight

“Banks have world-class core systems but the last mile — the RM's daily workflow — is held together by spreadsheets and memory.”

What I Built

AI-powered client intelligence that surfaces the right action for the right client at the right time. No spreadsheet required.

Portfolio

Built. Deployed.
Delivering results.

Each system solves a real business problem in production — not a demo, not a proof of concept. Here's what changed after deployment.

Enterprise AI Platform

Premier Radar

B2B Sales Intelligence for Banking

70%

Manual work cut

4

Verticals ready

40+

AI tools

1,600+

Source files

Next.js 14Node.jsPostgreSQLpgvector+6

Business Impact

Eliminated 70% of manual prospecting work. Relationship managers get AI-scored, AI-enriched leads with one-click outreach — instead of 2 hours in spreadsheets every morning.

One intelligence engine serving multiple verticals. Live for banking, with insurance, real estate, and recruitment ready to activate. AI-powered company discovery, contact enrichment, composite lead scoring, and automated outreach generation.

AI Consulting Engine

SKC Digital

Strategic Analysis That Scales

Live

skc.digital

30+

Case studies

4

AI personas

6

Learning modules

Next.js 14TypeScriptVertex AI (Gemini)PostgreSQL+3

Business Impact

Delivers executive-grade strategic analysis in minutes instead of weeks. Replaces the 'junior analyst + PowerPoint' workflow with AI agents that reason across 30+ real failure case studies.

An AI consulting engine providing judgment frameworks, executive simulation, and learning systems. Proves that AI agents can deliver what consulting firms charge millions for — faster and with structured reasoning.

Conversational AI

AI Leads Portal

Real-time Lead Capture for Bank Expos

<45s

Time to match

7

Scoring factors

4

Intent flows

Self

Learning weights

Node.jsOpenAI GPT-4oVertex AIFirestore+2

Business Impact

Cut lead recommendation time from 2 minutes to under 45 seconds. Bankers at expo booths get instant, AI-scored product matches — no more guessing which product fits which visitor.

Conversational AI that captures visitor intent at banking expos, scores leads in real-time, and routes them to the right product and banker. Self-learning scoring engine that improves with every interaction.

Why Me

I've been on
both sides of the table.

There are thousands of developers who can build a Next.js app. There are thousands of bankers who understand retail banking. There are almost zero people who are both.

When I design an AI scoring algorithm, I don't guess what sales teams need. I know — because I've been that salesperson for 12 years. When I build a lead capture system, I don't read about expo workflows in a brief. I've worked those expos.

And when I deliver a project, I don't disappear. I've delivered 100+ projects to clients over 8 years of full-lifecycle technology delivery. I know what “done” means.

B.Tech in Information Technology

Formal technical education

8 Years — Technology & Digital Delivery

100+ client projects. Full lifecycle — requirements to delivery.

12 Years — Emirates NBD

Senior Retail Banking Officer. Priority banking. B2B sales.

GEMS Sapphire Award

Top 1% performer across all of Emirates NBD

CEO Certificate of Achievement

Group CEO recognition for outstanding performance

Data Science & ML

Feature engineering, prediction, forecasting, model deployment & monitoring

Full-Stack AI Development

Next.js, Node.js, Python, PostgreSQL, GCP, LLM integration

Latest Insights

Thinking out loud.

View all articles →

What's New

Currently building.

A running log of what I'm shipping, writing, and learning. Updated regularly.

Available for projects
Publishing weekly
Shipped

GTM Command Center — 5-channel revenue tracking portal with pipeline management, market intelligence, and weekly action plans.

Shipped

Job Intelligence Toolkit — ATS scoring engine, email alert scanner, one-click resume tailoring with auto-detection for 30+ platforms.

Writing

New article series: practical AI engineering for regulated industries. First 5 articles published.

Milestone

Premier Radar nearing completion — 1,600+ source files, 92 DB migrations, multi-vertical architecture. Enterprise-grade.

Shipped

sivakumar.ai launched — full portfolio with AskSiva AI chatbot, ROI calculator, and interactive case studies.

Shipped

SKC Digital live at skc.digital — AI consulting platform with strategic analysis, learning modules, and judgment frameworks.

Current Focus — March 2026

Building

Premier Radar enterprise launch. GTM automation tools.

Seeking

AI leadership roles in banking/fintech. Consulting engagements.

Writing

Weekly articles on AI engineering for regulated industries.

How I Work

Simple process.
Real outcomes.

01Week 1

Understand

We talk. I listen. I ask hard questions about your business, your data, your pain points. I don't assume — I learn. This isn't a generic discovery session. It's a deep dive from someone who's spent 12 years inside banking.

02Weeks 2-4

Build

I build a working solution — not a slide deck. You get functional software you can touch, test, and evaluate. Weekly check-ins so you see progress, not surprises. I deploy to production, not a demo environment.

03Week 4+

Deliver

You get the deployed application, the source code, and the documentation. Two weeks of post-launch support included. If you need ongoing support, we set up a retainer that makes sense for both of us.

Deep Dives & Tools

Deep dives, interactive tools, and more about how I work.

Let's Talk

Need AI that
actually ships?

Whether you're hiring an AI leader, need a production system built, or want a second opinion on your AI strategy — 15 minutes will tell us both if there's a fit. No pitch. Just a conversation.

✉siva@sivakumar.aiinlinkedin.com/in/uaesivakumar

Based in Abu Dhabi, UAE. Available for remote work globally.

Quick Message